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Mortgage Excess Proceeds and Divorce: Who Gets the Funds?
Divorce can be a complicated process, especially when it comes to dividing assets like a home. But what happens if the property is...
Hazel Karen Nicolas Gonzales
Apr 10, 20253 min read


What If You Move Out of State? Can You Still Claim Surplus Funds?
If you've lost your home to foreclosure or a tax sale and have since moved to another state, you may be wondering: Can I still claim...
Hazel Karen Nicolas Gonzales
Mar 5, 20252 min read


Can Creditors or Lenders Take Your Mortgage Excess Proceeds?
When a home is sold at a foreclosure auction , there are times when the winning bid exceeds the amount owed on the mortgage. The extra...
Hazel Karen Nicolas Gonzales
Feb 25, 20253 min read


Tax Sale Overages: How Liens and Judgments Affect Your Surplus Claim
When a property is sold at a tax foreclosure auction for more than the amount owed in back taxes, the extra money—known as tax sale...
Hazel Karen Nicolas Gonzales
Feb 21, 20253 min read


Common Myths and Misconceptions About the Homestead Exemption
The Homestead Exemption is a powerful tool that helps homeowners protect their property and reduce their tax burden. However, many...
Hazel Karen Nicolas Gonzales
Feb 13, 20253 min read


The Step-by-Step Process of Claiming Surplus Funds—And How We Make It Easier
If you’ve lost your home to foreclosure, you might be entitled to surplus funds —the extra money left after the foreclosure sale once...
Hazel Karen Nicolas Gonzales
Feb 12, 20253 min read


How to Apply for the Homestead Exemption: A Step-by-Step Guide
The Homestead Exemption can provide critical financial relief and protect your home equity, but applying for it requires attention to...
Hazel Karen Nicolas Gonzales
Feb 6, 20252 min read


How Surplus Refund LLC Helps You Avoid Scams and Predatory Recovery Firms
Surplus funds from foreclosure sales can be a financial lifeline for homeowners, but unfortunately, they also attract scams and predatory...
Hazel Karen Nicolas Gonzales
Feb 5, 20252 min read


The Homestead Exemption by State: A Comparative Guide
The Homestead Exemption is a powerful tool for protecting your home equity, but its rules vary widely across the United States. Knowing...
Hazel Karen Nicolas Gonzales
Jan 30, 20252 min read


What Makes Surplus Refund LLC the Most Cost-Effective Solution for Surplus Fund Claims?
When it comes to recovering surplus funds from a foreclosure sale, homeowners often face a range of challenges, from complex legal...
Hazel Karen Nicolas Gonzales
Jan 29, 20253 min read


Homestead Exemption and Bankruptcy: What You Need to Know
Filing for bankruptcy is a challenging experience, but understanding the Homestead Exemption can provide a measure of financial relief...
Hazel Karen Nicolas Gonzales
Jan 23, 20252 min read


Do You Need a Lawyer to Claim Surplus Funds?
When it comes to claiming surplus funds from a foreclosure sale, many homeowners wonder if they need to hire a lawyer. While legal...
Hazel Karen Nicolas Gonzales
Jan 21, 20252 min read


How the Homestead Exemption Impacts Foreclosure
Facing foreclosure is a stressful experience, but the homestead exemption offers a critical safety net for homeowners. By protecting a...
Hazel Karen Nicolas Gonzales
Jan 15, 20252 min read


How the Homestead Exemption Protects Your Home from Creditors
Financial setbacks can strike unexpectedly, putting your home and assets at risk. Fortunately, the Homestead Exemption offers a vital...
Hazel Karen Nicolas Gonzales
Jan 15, 20252 min read


What is the Homestead Exemption?
The Homestead Exemption is an important financial safeguard designed to protect homeowners from certain financial hardships. Whether...
Hazel Karen Nicolas Gonzales
Jan 8, 20252 min read


Recovering Surplus Funds in North Carolina: A Guide for Former Homeowners
Foreclosure is an emotional and financial challenge for many North Carolinians, especially as the state has consistently ranked high in...
Hazel Karen Nicolas Gonzales
Jan 2, 20252 min read


Why You Shouldn’t Wait to Claim Surplus Funds
Surplus funds from foreclosure sales can provide a critical financial lifeline to homeowners facing difficult times. These funds,...
Hazel Karen Nicolas Gonzales
Dec 17, 20242 min read


Unlocking Surplus Funds in North Carolina: Your Pathway to Recovery with Surplus Refund LLC
Over the past decade, North Carolina has consistently recorded one of the nation's highest foreclosure rates. A surge in both tax and...
Hazel Karen Nicolas Gonzales
Dec 10, 20243 min read


How Long Does It Really Take to Get Surplus Funds After Foreclosure?
When a foreclosure sale results in surplus funds—money that exceeds the outstanding debt on the property—it can provide much-needed...
Hazel Karen Nicolas Gonzales
Dec 4, 20243 min read


Avoiding Your Surplus Funds Ending Up as Unclaimed Property
Did you know that surplus funds left unclaimed after a foreclosure sale could eventually be transferred to the state as unclaimed...
Hazel Karen Nicolas Gonzales
Nov 28, 20242 min read
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