Free Help is Available: Resources for Michigan Homeowners

If you lost your home to tax foreclosure in Michigan, you may still be entitled to surplus funds—the money left over when your property sells for more than the taxes owed. But many homeowners never claim what’s theirs because they assume the process is too expensive or complicated.

The good news is that help is available, and in many cases, it’s free.

State and County Resources

Michigan Department of Treasury – Unclaimed Property Division
If surplus funds are not claimed in time, they may be transferred to the State of Michigan as unclaimed property. The Treasury Department’s database allows you to search for and file claims directly.
County Treasurer’s Offices
Each Michigan county handles its own foreclosure sales. Contacting the treasurer’s office where the foreclosure occurred is often the first step to find out whether surplus funds exist and how to begin your claim.

Legal Aid Services
Nonprofit legal aid organizations across Michigan provide free or low-cost help for homeowners facing foreclosure or trying to claim funds. These groups can assist with paperwork and deadlines if you qualify.

Why Many Still Struggle Despite Free Resources

While these resources are valuable, many homeowners run into challenges such as:

Complex paperwork that requires precise legal language.
Strict deadlines that are easy to miss.
Competing claims from creditors, lienholders, or even other heirs.
Confusion about probate if the original homeowner has passed away.

For many, these obstacles make the process overwhelming, even with free tools.

How Surplus Refund LLC Can Help

At Surplus Refund LLC, we bridge the gap between free resources and real results. Our team specializes in:

Confirming eligibility for surplus funds in Michigan.
Preparing and filing all necessary documents on your behalf.
Managing deadlines and disputes so your claim doesn’t get denied.
Offering clear communication so you always know where your claim stands.

We work alongside the existing state and county systems but provide the dedicated support needed to make the process smooth and successful.

Take Action Today

Free resources exist, but many homeowners still lose out because of mistakes, missed deadlines, or confusion about the process. Don’t let that happen to you.