Who Qualifies to Claim Surplus Funds in Michigan?

If your property was sold in a tax foreclosure in Michigan, you may be entitled to surplus funds—the extra money left over after the sale price exceeds the taxes and fees owed. Thanks to a major legal change, many former homeowners now have the right to claim these funds, but only if they act before the deadline.

Who is Eligible?

You may qualify to claim surplus funds if:

You lost your property to tax foreclosure between 2015 and 2020.
You were the legal owner at the time of the foreclosure.
You are an heir to the property owner and can provide documentation to prove your relationship.

Why This Matters Now

The Michigan Supreme Court ruled that keeping surplus proceeds from tax foreclosures is unconstitutional. That means thousands of Michigan residents are now entitled to recover money that was once considered lost. In some cases, the amounts owed are tens of thousands of dollars.

A Real-Life Example

Detroit resident Sheila Gibson lost her family home to foreclosure in 2015 and believed the money was gone forever. She was surprised to learn years later that she could file a claim for the surplus funds from the sale. For Sheila and many others, this ruling is more than just a legal change—it’s a chance to reclaim financial stability and close a difficult chapter.

Why Many Haven’t Claimed Yet

Many people are unaware they even have a claim. Others think the process is too complicated or are unsure what documents are needed. Unfortunately, if you miss the filing deadline, you could lose your right to these funds forever.

How Surplus Refund LLC Can Help

At Surplus Refund LLC, we help Michigan property owners and heirs:

Confirm eligibility for surplus funds.
Handle all paperwork and legal requirements.
Meet strict deadlines so your claim isn’t denied.

Our team takes the stress out of the process and works to ensure you receive the maximum funds possible.

Act Before It’s Too Late

If you lost your property in a tax foreclosure between 2015 and 2020, now is the time to act. The deadline to file your claim is fast approaching, and unclaimed funds will not be held indefinitely.